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Well, for starters, let’s start with the price of the phone. Do you want the 4GB or the 8GB? It’s $500 for the 4GB unit and $600 with the higher memory. Go for the 8GB unit for a $100 more. Throw in the AT&T phone plan, the cheapest being $60 per month and the range can run up all the way to a $100 per month. And by the way, you are locked in for 2 years.

You’ll need accessories. You will need at least a bluetooth headset which retails for $130. The iPhone Dual Dock which charges the iPhone and your Bluetooth device goes for $50. Let’s stop there. We may have overspent our budget already.

Let’s do a little price comparison for the least expensive and the most expensive phone and rate plans. Let’s throw in the basic accessories we will need. There are plenty more gadgets, but we will settle on these two for now.

I broke it down to 2 tables, your initial investment, and your 2 year cost. By the way, taxes are not included in these figures. You’ll need to factor in your local sales taxes for the hardware and monthly phone taxes for the service. Typically, it’s it adds $10 per month, but you are getting taxed now with your current cell phone.

Here we go.

After 2 years, your first generation iPhone will need an upgrade. And the cycle continues.

Do you still want the iPhone? Why not.

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